Realty Vision


Posted by Realty Vision on 5/11/2017

Everyone knows it's a bad idea to go grocery shopping when you're hungry, but we all do it occasionally!

Going to the supermarket on an empty stomach not only causes you to spend more, but it weakens your resolve to avoid foods with empty calories and unhealthy ingredients. When hunger pangs undermine your self discipline, you may also be more likely to buy a jumbo bag of potato chips, pick up a block of cheese and some crackers along the way, and maybe order a pound of Genoa salami while at the deli counter.

Then, of course, there are all those chocolatey temptations at the checkout counter -- peanut butter cups, for example! Maybe you're stronger willed than that, but I know plenty of people who are not!

Although I haven't read any scientific studies on the topic, I'd make an educated guess that when you go grocery shopping hungry, there's a tendency to buy more food than you ordinarily would -- probably to compensate for your hunger. So perhaps having a healthy snack first or going grocery shopping after breakfast or lunch would be a good strategy for avoiding the pitfalls of food shopping on an empty stomach.

Here are a few more ideas for saving money and limiting junk food purchases:

  • Create a grocery list and stick to it! That's often easier said than done, but it can make a big difference in the quantity and quality of food you buy. Impulse purchases may provide immediate gratification, but they can wreak havoc on your waistline and your budget.
  • Avoid bringing your children grocery shopping, whenever possible. When childcare is not available, there's no way around it. However, with kids in tow, expect to be buying "a few" additional items that you hadn't planned on. Try as we might to resist the requests, suggestions, and demands our kids make at the grocery store, it's not unusual for a parent's resolve to weaken -- especially if they happen to be tired or stressed out. A lot depends on the age of your children, how persistent they are, and whether they're hungry when you're out food shopping. Many factors come into play!
  • Using coupons and taking advantage of discounts, special promotions, and two-for-one sales can noticeably reduce your grocery bill and, consequently, leave more money in your wallet. It may require that you pore over weekly newspaper inserts, clip coupons, and keep them organized, but getting in that habit can help reduce the strain on your household budget. It also pays to shop at supermarkets that offer double coupons. They're often the ones that are the most competitive and willing to help you stretch your dollar.

So if you've been noticing more junk food appearing in your kitchen cabinets, and your grocery bill seems to be taking on a life of its own, consider some of these economical ideas to help reign things in.





Posted by Realty Vision on 10/13/2016

Many people find themselves repeatedly shocked by the price of their groceries at the checkout line. The price of food seems to go up every week and most people feel like there's little they can do about it but cut corners in other places. There are, however, many frugal eating habits you can build that will save you a ton of money on food, whether it's on groceries or eating out. Follow these frugal eating tips to start saving this week.

Set down ground rules on eating out

You don't have to totally deprive yourself of the luxury of eating out to save money. But there are many ways you can cut back on spending. Start tracking your spending by using a budgeting app, by checking your bank account, or just by using a pad of paper. Keep track of every quick stop for a sandwich, every trip to a fast food restaurant, and even every coffee you buy during the week. Many people are shocked to find that they spend up to $100 a month just on their daily caffeinated beverages. Now that you know the damage you'll be more motivated to make a change. Switch to making your own coffee. Buy yourself a nice travel mug and make it your best friend. When it comes to dining out at restaurants, make them special occasions. Decide with your significant other on two or three days of the month (every other Saturday maybe) when you'll go on a date night together. If you're flying solo, treat yourself to the same two nights out, whether it's just you or you're with friends.

Save on groceries

There are a number of ways to spend less at the checkout line that won't require you to eat any less or sacrifice nutrition. In fact, many of these tips will actually be healthier for you depending on your own eating habits and nutritional needs.
  • Buy in bulk. Certain staple items are much less expensive when bought in bulk. Rice and dried beans come in huge bags that will last months and there are an unlimited number of recipes you can make with these two items. Other great items to buy in bulk: frozen vegetables, pasta, cereal, oatmeal, toilet paper, and trash bags.
  • Cut back on meat. Americans eat a lot of meat. It isn't uncommon for some families to have meat every night of the week. If that's the case for you, try having one meat-free meal day. That alone will save you up to $15 per month. Vegetarian and vegan food options are endless and delicious, so you might soon find yourself spending less and less on meat at the grocery store.
  • Cook your lunches in advance. Rather than starving at lunch or suffering the same peanut putter sandwiches every day, make all of your lunches for the week on Sunday afternoon. There are a ton of bulk lunch recipes around the internet. Some suggestions: burritos, personal pizzas, crock pot meals, and stir-fry recipes are all easy to package for the week and store in the refrigerator or freezer.
  • Make a menu and a shopping list. Most people jot down a few things they need and then choose other items at random at the grocery store. Instead, make a menu for the week and buy only what you need.
  • Research frugal recipes. There are several books and websites devoted to frugal recipe ideas. How frugal? Some recipes are filling, nutritious, and cost as little as $1.00 per person to make.





Posted by Realty Vision on 11/12/2015

If you are looking for ways save money, cutting back on grocery expenses is often an easy way to reduce your spending. Here are ten tips to master frugal grocery shopping. A little planning can save you some big bucks over the long term. 1. Make a list. Before you head out to the store, prepare a list of everything you need, making sure you have everything needed for your weekly menu. Before you leave, check to make sure you don't have it in your pantry, fridge or freezer. Stick to that list and don't buy anything else. 2. Plan a menu. Plan a weekly menu for each week. This way you will know exactly what to buy. Be sure to plan a leftovers night. 3. Don't shop hungry. When you're hungry, everything looks good. When you shop hungry you'll end up spending a lot more. Eat first and then you will be able to stick to your list. 4. Set a budget. When you go to the store, know exactly how much you can spend. Then try your best to stick within that limit. Keep a running tally as you shop to ensure that you're within your budget. 5. Create a grocery spreadsheet. Keep your grocery receipts, then enter into a spreadsheet. This will be your price and comparison list. Use it so you know when bulk or sale items are a good deal. 6. Cook and freeze. Plan to cook a big amount of food and freeze it for multiple dinners. A great idea is to use one Sunday and cook a week's (or even a month's) worth of dinners. Plan 5-6 freezable dinners and cook them all at once. 7. Shop for specials. Every store has specials. Be sure to look for them in the newspaper, or when you get to the store. Don't buy things you don't use just because they are on sale; make sure you will use the items. 8. Buy store brands. Brand names are often no better than generic, and you're paying for all the advertising they do to have a brand name. Give the store brand a try, and often you won't notice a difference. 9. No "one-item" trips. They waste gas, and almost inevitably, you buy more than that one item. If you plan ahead, make a weekly menu, and shop with a list, this should drastically reduce the number of trips you make for a small number of items. 10. Stock up. Sale items can be a great deal. If it's an item you normally use, buy a bunch of them.







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