Realty Vision

Posted by Realty Vision on 9/7/2017

Let's face it – your bedroom needs to be cleaned up if you want to sell your home. Fortunately, there are many quick, effective ways to transform a messy bedroom into a pristine one. Here are four bedroom cleaning tips that every home seller needs to know about: 1. Pick up bedroom cleaning essentials. To clean up a dirty, dusty bedroom, you'll need a few key cleaning essentials, including:

  • Dusting Mitts – These mitts will make it easy for you to dust floors, furniture, electronics and much more.
  • Disinfecting Wipes – These wipes are great choices for cleaning switch plates and doorjambs.
  • Glass Wipes – Clean up your bedroom windows with high-quality glass wipes.
Of course, don't forget to pick up a broom, mop and vacuum for your bedroom cleaning. These cleaning essentials likely will serve you well as you clean your bedroom as well as other rooms in your home, too. 2. Cut down on clutter. The sheer amount of clutter in your bedroom may seem overwhelming, and ultimately, may cause a simple bedroom cleaning to become an arduous task. Fortunately, those who cut down on clutter can simplify the process of cleaning up a bedroom. Since you're selling your home, you may want to get rid of items to streamline your move to another address. And if you declutter now, you may be able to reap the rewards of a clean bedroom and reduce the clutter in your home at the same time. 3. Eliminate bad odors. Trash can add up quickly, and if it accumulates in your bedroom, bad smells may escalate. However, you can minimize the risk of bad odors if you empty your bedroom trash regularly. Of course, if bad odors become overwhelming, it is a surefire sign that your bedroom is long overdue for an extensive cleaning. In this scenario, you'll want to devote as much time and energy as possible to eliminate these odors altogether. Wipe down every surface, including your trash, and clean the floors thoroughly. By doing so, you'll be able to put bad odors in the past and prevent them from reoccurring. 4. Make cleaning your bedroom a daily activity. Don't make cleaning your bedroom a one-time occurrence; instead, try to spend a few minutes each day keeping your bedroom clean, and you'll always be ready to showcase your bedroom to prospective homebuyers. Remember, homebuyers can be spontaneous, so you'll want to be ready to showcase your entire residence at any time. And if you keep your bedroom clean and neat, you'll be better equipped to make a positive first impression on homebuyers. Cleaning your bedroom is a simple task that can make a major difference as you attempt to sell your home. Even committing an hour per week to cleaning your bedroom may help you keep your bedroom looking great and ensure it delivers a memorable impression on homebuyers. Make cleaning your bedroom a top priority – you'll be glad you did! Home sellers who maintain a picture-perfect bedroom can improve their chances of generating significant interest in their residences.

Posted by Realty Vision on 8/31/2017

Rents can rise in cities and jurisdictions that are experiencing growth. It's one of the double edge sword effects of a growing economy. Let a major corporation move a department or division into a city and the need for more housing can increase.

Rent costs lean on growth and healthy economies

When this happens, apartment management companies and individual house renters may start to see dollar signs. Let a housing shortage be created after a company moves into the area and rents could increase by several hundred dollars a month.

Major events like the Olympics, a growing number of conventions being hosted in a city and large international government events being held in a city also see rent costs spike. The events attract so many people to an area that everyone can benefit.

Retailers, apartment management firms, individual house renters and transportation companies can all come out ahead when local economies grow. That's the smooth side of the sword.

On the sharp side of the local economic growth are rents that rise so high that many people can no longer afford to live in expanding neighborhoods, places where these people may have been born and lived for years.

Take action to keep rents from rising

Although you may not be able to keep rents from rising out of your reach, there are steps that you could take to keep rents from pushing you out of neighborhoods that you want to live in. The first step that you could take is to speak with managers at apartment homes where you currently are renting or where you want to rent.

Clearly communicate to apartment managers that you want to remain in the apartment home but that you won't be able to do so if rents continue to spike. If apartment managers that you speak with tell you that they are unable to do anything about the increases, ask to speak with a business leader at the apartment management company that owns the rental space.

You may get better results if you simply ask for the website or contact information of the company that manages the apartments. Negotiate with the business leader to see if he will make concessions for you. If you're a loyal renter, they just might do that.

There's more that you could do to lower rents

Other steps that you could take to lower rents also lean on communication. Some steps only require a bit of creativity and openness to change. Among these steps are:

  • Ask to have a washer and dryer included in the rent
  • Go for a one bedroom with a den instead of a two bedroom apartment
  • See if you can get utilities like water, sewage and trash at a reduced rate
  • Lower your water consumption
  • Get a stove, dishwasher, refrigerator and freezer included in the rent
  • Have a portion of your utilities included in your rent

Just because rental prices rise doesn't mean that you don't have options. If you stay open to speaking with apartment managers, you could negotiate a lower rental price. Being a good tenant, someone who pays her rent on time, helps.

Categories: Uncategorized  

Posted by Realty Vision on 8/24/2017

Let's face it – no condo seller wants to deal with a high-pressure negotiation. Lucky for you, we're here to help you streamline the process of selling your condo so you can avoid stressful negotiations with property buyers.

What does it take to remain calm, cool and collected during a negotiation with a condo buyer? Here are three tips that every condo seller needs to know.

1. Consider the Condo Buyer's Perspective

As an informed condo seller, it is important to consider both sides of a negotiation. By doing so, you can evaluate a condo buyer's perspective and plan your next move accordingly.

For condo sellers, the goal is to get the best price for a property. As such, a condo seller who performs extensive housing market research probably understands the true value of his or her residence.

On the other hand, a condo buyer is likely to conduct real estate market research on his or her own. This property buyer also will assess the current condition of a condo in relation to his or her budget and submit an offer that accounts for these factors.

Ultimately, a condo seller and buyer should try to find common ground. That way, both parties can work together to get the best results out of a negotiation.

2. Review All of Your Options

After a condo seller accepts a buyer's proposal, the next step likely involves a property inspection. At this point, a condo acquisition may move forward, or a condo seller might need to rethink his or her plan.

If a condo inspector discovers myriad problems with a property, a condo buyer may ask the seller to complete repairs or lower the price of the property. Meanwhile, a condo seller will need to review all of his or her options quickly.

Following a condo inspection, it is important to consider the results of the evaluation.

If a condo seller discovers major repairs are required, he or she should consider completing the repairs or lowering the price on a property.

Or, if a condo buyer asks for a major price reduction even though only minimal repairs are needed, a seller should be unafraid to say "No" to the buyer's requests.

It is important for a condo seller to feel comfortable with any decision that is made throughout the property selling cycle. Thus, if a condo seller is uncomfortable with completing property repairs or reducing the price of a residence after a property inspection, he or she should be ready to decline a buyer's demands.

3. Consult with a Real Estate Agent

A real estate agent will handle negotiations between a condo seller and buyer. Therefore, this housing market professional can play a pivotal role in a seller's ability to get the best price for a condo.

Consulting with a real estate agent who possesses condo experience is key. This real estate agent can keep you up to date during negotiations with condo buyers and ensure you are fully satisfied with the final results.

Take advantage of the aforementioned tips, and you can move one step closer to maximizing the value of your condo.

Categories: Uncategorized  

Posted by Realty Vision on 8/17/2017

Four decades ago, moving near downtown was considered to be a bad idea by some homeowners. Buying a house downtown put homeowners near transient traffic, people who frequented the area only to go shopping or work.

Is living near a mall the new downtown dilemma?

Not living downtown could reduce the financial, social and community investment that people visiting the area put into downtown. Fallout of that reduced investment could be higher crime, less community offerings and lower community based social connections.

Yet, there are conveniences that come with living near downtown. The same applies to living near a shopping mall. Buy a house near a mall and you can be minutes away from work. You might be within walking distance of public transportation. And, of course, you'd be near clothing stores, restaurants, shoe stores and entertainment.

Market shifts are changing shopping malls

But, shopping malls are seeing less consumer traffic as are several other retailers. More consumers are going online to buy clothes, vitamins, shoes and products as large as house furniture. If the shift from shopping malls to online retailers continues, shopping mall areas might decline.

This could impact landscaping, investments that are put back into the area and the numbers and types of employers operating business near malls. Let the numbers of employers drop and people could start putting their houses up for sale. Vacant houses will more than likely impact the value of your home.

Chances that this could happen are good even if you take good care of your house, regularly performing general maintenance on your home. At first glance, the possibility might seem unrealistic, especially considering that It could take several years for the mall to start to show decline.

Protect yourself from mall decline

However, you could protect yourself by choosing neighborhoods that are not only near a mall but that are also near small businesses, bookstores, grocery stores, gas stations, medical facilities and businesses that aren't linked to the mall.

Seeing restaurants in the area that aren't located at the mall is another good sign that the area could continue to thrive even if consumers shift their shopping from the mall to online retailers. Another sign that the area may be a good choice is if residents organize and actively participate in several community events each year. You can also look for national landmarks, historic sites and indoor and outdoor sports and entertainment venues, establishments that can thrive even if the mall closes.

Drawbacks could outpace rewards if you buy a house near a mall

Similar to living downtown, living near a shopping mall offers a host of conveniences. Buy a house near a shopping mall and you'll be near businesses. You might be near some of the city's largest firms, potentially giving yourself greater opportunity to land a good job.

But, that doesn't mean that there aren't downsides to buying a house near a mall. With some malls experiencing decline, you could be buying a house in an area that might see economic fall off a few years after you buy the house.

Posted by Realty Vision on 8/10/2017


Two thirds of American homeowners are somewhere in the process of paying off a mortgage. It may seem like common sense that everyone should try to pay off their mortgage sooner rather than later. However, there are circumstances when it benefits a homeowner more to hold onto their mortgage longer.

In this article, we’ll offer some tips on paying off your mortgage, when you should refinance, and offer some tools that will help you along the long road to debt-free homeownership. If you’re a homeowner and find yourself asking these questions, read on.

I can afford to pay more each month on my mortgage, but should I?

In many cases, paying off your home as quickly as possible saves you money in the long run. A shorter loan term means less interest applied to your loan which could save you thousands of dollars in accrued interest.

What many people don’t think about is whether that money could be better spent elsewhere. If your mortgage interest rate isn’t too high, you might be better off allocating that extra income toward investments or retirement funds where they could earn you more in the long run.

This technique is typically most beneficial for younger homeowners. In your 20s and 30s you stand the most to gain from long-term investments, especially tax-benefitted retirement funds. Ultimately you’ll have to do the math, which is tricky because circumstances change; markets vary, our income goes up and down, etc. However, a good starting place is to determine whether you could earn more in retirement and investments than you could by paying off your mortgage sooner and therefore saving on interest. 

I’ve owned my home for a few years now, should I refinance?

Refinancing is a term that has become ubiquitous for homeowners. There are a few important things to understand about refinancing. First, lowering your monthly payments is not always ideal if it means you’ll end up paying more interest in the long run. Ideally, refinancing your mortgage will help you pay the least amount in total.

One way this can be accomplished is by refinancing to a 15-year fixed-rate mortgage which often darry slightly lower interest rates. This option is designed for people who have improved their credit and increased their income since signing their first mortgage.

Math isn’t my strong suit. How can I figure out my finances?

If all of the numbers and percentages associated with mortgages and refinancing seems overwhelming--you’re not alone. Fortunately, there are mortgage and refinancing calculators that will give you a good idea of where you stand if you decide to increase your payments or to attempt to refinance your loan. Here are some great tools:
  • Use this mortgage calculator for determining how much you would save by making extra payments.

  • This refinance calculator will help you understand the potential benefits of refinancing your mortgage.

  • To determine how much you could earn through investments (rather than paying more toward your mortgage) use this helpful tool.

  • You might be able to increase your savings by creating a better budget for yourself. This website will help you make a detailed budget and hold yourself accountable each month.

Tags: Mortgage   home   refinancing   finance  
Categories: Uncategorized