Realty Vision


Posted by Realty Vision on 11/9/2017

While the cost of remodeling your existing basement can easily run you $35,000 and up, depending on the scope of the project, the advantages of making that change can often justify the expense. If you have a growing family -- or are planning one -- a finished basement can provide additional living space for sleeping (and sleepovers), entertaining friends, practicing musical instruments, and much more. It can even be converted into a fully functional efficiency unit, which can be used as an in-law apartment, guest quarters, or an income-generating rental unit. When you stop and think about it, the added value of a finished basement can not only enhance the quality of your family life, but it can improve the investment value of your property. More Space For Living and Playing Unless you have an especially large home to begin with, your shared living space can start feeling a bit cramped and confined -- especially on weekends, rainy days, and during school vacations. By dedicating a separate space in your home for the kids to play in and entertain their friends, you're keeping boredom at bay, while preserving more peace and quiet for yourself! A well outfitted basement rec room not only enables you to maintain a semblance of order in your primary living areas, but it gives your family the chance to pursue individual interests and activities without getting in each others' way. It's not always a perfect solution for family harmony, but it can represent a quantum leap in the right direction! Other Benefits of Finished Basements In addition to the extra living space and "breathing room" that a remodeled basement can provide, it can also enhance a home's resale value and marketability. If you're considering putting your house on the market in the foreseeable future, any upgrades you can make to an unfinished basement would be considered a positive selling point. Although most home buyers are more interested in the appearance and functionality of the kitchen, bathrooms, and other key areas of the house, the condition of the basement often leaves an enduring impression on people's minds -- either positive or negative. Depending on their needs and personal preferences, the look and feel of the basement can help seal the deal or be a deal breaker. Basements that have been converted into nice living spaces are considered a "bonus" -- a "value added" feature -- while dingy looking, unfinished basements tend to detract from the overall appeal of the property. Since the possibilities of a rec room area are so diverse, a converted basement can pretty much be all things to all people. It can be used as everything from a home workshop or recording studio to a billiards room. Depending on your neighborhood zoning laws, a finished basement could even be the ideal location for a home-based business or a place to hold classes and club meetings. Other options include a home gym, a woodworking shop, or a yoga studio. The potential is only limited by your imagination, lifestyle, and budget.





Posted by Realty Vision on 11/2/2017

Living downtown has benefits. To begin, downtown remains a business, entertainment,cultural and historic hub. It almost doesn’t matter which city you live in,there’s something that you can do downtown. Live in a major city and you may have to go downtown to pay bills, complete government forms and take licensing exams.

Rewards of Going Downtown

Ask a tourist. Downtown is the spot to be at when you’re exploring a place. There’s so much diversity, vibrant energy and possibility downtown. If you’re on the fence about moving downtown, check out the below benefits associated with downtown living:

  • Close to public transportation – Move downtown in a city like Boston and you may not need a car, especially if you work close to where you live. If you do own a car, you could save on gas and wear and tear, because a subway or bus station will generally be only a block or so away.
  • Businesses within walking distance – Shopping stores don’t line downtown sidewalks the way they did a few decades ago. However, businesses of all sizes still have offices and corporate headquarters downtown.
  • In the heart of the city – Downtown is the heart of a city. It’s a place that’s rich with history. Many tourist information and cultural centers are located downtown.
  • Nightlife – Restaurants and clubs stay open late downtown. You can grab a ride home with a friend or take a taxi if you live downtown and rely on public transportation.
  • Cultural events – Parades, festivals and cultural celebrations come right through the center of the city. Depending on where you live downtown, you might be able to stick your head out of the window of your home and watch a major holiday parade.
  • Really get to the know the city that you live in – Get out and explore your city. Jump on a subway, train or bus from a downtown stop and visit an area on the outer skirts.
  • Meet diverse people – Big cities attract people from all walks of life. You might strike up new friendships or learn another language.
  • Might see the mayor – While you’re working or having fun downtown, you might run into the mayor, especially if you’re in the habit of attending local community events.
  • Attend local government events like city council meetings – Make a positive impact on your city by participating in local government meetings. Let your voice be heard.
  • More housing options – Apartments, houses and condos, including storefront dwellings, are downtown. The only option you may not have as it regards housing is a large yard.

You may absolutely love living downtown if you are in your twenties and eager to travel more than you are to settle down. Having a large home with an expansive yard may not be important to you. If your friends live downtown, renting or buying an apartment, condo or house in the heart of the city could keep you within moments of your cronies. As with any living situation, rewards associated with living downtown depend on your lifestyle, family makeup and overall life plans.All said, if you live in a growing city, you’d be hard pressed to find a more happening spot than downtown.





Posted by Realty Vision on 10/26/2017

Your credit score can play a major role in your ability to get the financing that you need to buy a house. As such, you'll want to do everything possible to improve your credit score before you enter the real estate market.

Now, let's take a look at three quick, easy ways to boost your credit score.

1. Pay Off Debt As Quickly As Possible

Get a copy of your credit report from each of the three credit reporting bureaus (Equifax, Experian and TransUnion). You are entitled to one free copy of your credit report annually from each credit reporting bureau, and you should take advantage of this perk so that you can learn about your outstanding debt.

If you have lots of outstanding debt, you'll want to start paying this off as quickly as possible. Because the less debt that you have, the more likely it becomes that you can get a favorable mortgage from a credit union or bank.

Don't wait to begin paying off outstanding debt. If you pay off even a small portion of your outstanding debt regularly, you can move closer to getting the financing that you need to acquire a terrific house.

2. Avoid New Credit Cards

A low credit score can be worrisome, and it may cause you to consider a variety of options to manage outstanding debt. However, if your credit score is low, there is no need to take out additional credit cards.

New credit cards may seem like viable short-term options to help you cover various expenses while you pay off assorted outstanding debt. But these cards are unlikely to help you resolve the biggest problem – paying off your outstanding debt to bolster your credit score.

Instead of signing up for new credit cards, it often helps to cut back on non-essential bills. For instance, if you don't need cable, you may be able to eliminate this expense and use the money that you save to pay off outstanding debt. Or, if you have first-rate items that you don't need, you may want to sell these items and use the profits to pay off myriad bills.

3. Keep Your Credit Card Balances Low

Once you have paid off your outstanding debt, you'll want to keep your credit card balances low.

It often helps to have one credit card that you can use in emergencies. If you keep one credit card and get rid of any others, you may be better equipped than ever before to maintain a high credit score.

Lastly, if you require additional assistance as you prepare to kick off a home search, you may want to work with a real estate agent. This housing market professional can help you narrow your home search to residences that fall within a specific price range. That way, you can avoid the risk of spending too much to acquire a house.

Increase your credit score – use the aforementioned tips, and you can raise your credit score before you launch a home search.





Posted by Realty Vision on 10/19/2017

As a homebuyer, entering the real estate market with insights into what it takes to find the perfect house is essential.

Becoming an expert homebuyer, however, may seem impossible at times. Lucky for you, we're here to help you gain the knowledge and skills you need to make your homeownership dreams come true.

What does it take to become an expert homebuyer? Here are three tips to help you do just that.

1. Look at Real Estate Market Trends

The housing market ebbs and flows. Therefore, a seller's market today may transform into a buyer's market tomorrow.

Ultimately, the real estate market fluctuates constantly, and you'll want to learn as much as possible about the housing sector to ensure you can map out your homebuying journey accordingly.

In a buyer's market, there are usually more home sellers than buyers. This means homebuyers may be better equipped than ever before to secure a top-notch house at a budget-friendly price.

On the other hand, a seller's market features an abundance of homebuyers and a shortage of sellers. For homebuyers who operate in a seller's market, they may be forced to submit competitive offers on homes quickly, or risk missing out on a dream residence to a rival.

When you study the housing market, don't forget to check out the prices of residences that recently sold. By doing so, you can gain a better understanding of how much you'll likely need to pay to acquire a first-rate house based on the current state of the housing market.

2. Learn How a Mortgage Works

What differentiates a fixed-rate mortgage from an adjustable-rate option? An expert homebuyer will know the ins and outs of assorted mortgage options and select one that corresponds to his or her finances.

To learn about mortgages and how they work, you'll want to meet with credit unions and banks. These lenders can describe the different types of mortgages and the pros and cons associated with them.

Also, an expert homebuyer will get pre-approved for a mortgage. With a mortgage in hand, this homebuyer will be able to stick to a price range as he or she searches for the ideal home.

3. Collaborate with a Real Estate Agent

Let's face it – no homebuyer can afford to make mistakes. Fortunately, you can work with a real estate agent to receive expert guidance as you navigate the homebuying journey.

A real estate agent boasts the skills and know-how needed to streamline the homebuying process. He or she may have many years of housing market experience and is happy to teach you about the opportunities and challenges associated with buying a house.

Furthermore, a real estate agent will help you accelerate the homebuying cycle. He or she can set up home showings, negotiate with home sellers on your behalf and much more. That way, you can focus on what's important – finding a terrific house at an affordable price.

Take advantage of the aforementioned tips, and you can become an expert homebuyer.




Categories: Uncategorized  


Posted by Realty Vision on 10/12/2017

For those of us who live in small houses or who try to avoid unnecessary items taking up room our homes, owning an ironing board can seem like a waste of space. The most well-organized among us plan an ironing day and then fold up and tuck away their ironing board until the next week. If you're not the type to do all of your ironing in one day but still want your clothes to be tidy and wrinkle free, you have other options. In this article, we'll give you some tips on how to de-wrinkle your clothing without having to lug around an ironing board.

Quick fixes

If you don't want to go out and buy anything new to iron your clothes, you're in luck. Many thrifty homeowners have discovered ways to de-wrinkle their clothes quickly or on-the-go. Some of the most effective:
  • Steamy bathroom. If you're getting ready for work in the morning but notice your clothes are wrinkled before you hop in the shower you can use the steam from your shower to de-wrinkle them. Don't turn on the fan or open any windows and make sure the water is hot enough to create a lot of steam. Hang up your clothes on the shower rod or on a coat hanger that's hanging on the rod. Make sure they're not near the water because you don't want your clothes actually getting wet. The steam will take 10-15 minutes to fully de-wrinkle your clothes.
  • Hair dryer. If you only have a few wrinkles on your shirt that you need to get out the hair dryer method is a great quick fix. Lay the piece of clothing down on a clean surface, and use the hair dryer on the hottest setting for a few seconds, moving it up and down the wrinkled area. Don't use this method excessively because you can easily damage some fabrics. For a stubborn wrinkle, try dabbing it with a wet towel before hair drying it.
  • Moist towel. If you have an hour or so before you need to leave the house but need to de-wrinkle your clothes, the wet towel method is a good solution. Dampen a towel with hot water and lay it out over the wrinkled article of clothing. Make sure the clothes doesn't have any folds or creases. Remove it after a few minutes and hang up your clothes for at least 20 minutes to dry them out.

Ironing board alternatives

If you're looking for a more permanent solution to your wrinkle problem, these methods have you covered.
  • Wrinkle remover spray. Many stores sell a wrinkle-releasing spray that you can use on your clothes. Alternatively, you can mix your own by using a water-vinegar solution.
  • Dryer to hanger. The best way to avoid wrinkles is to take your clothes out of the dry immediately when the cycle finishes and hang them up. For t-shirts and pants, neatly rolling them and storing them in your drawers will keep them from getting wrinkled.
  • Invest in an ironing pad. If your main objection to ironing is the board itself, many stores sell small, roll-up pads that you can put on top of most surfaces to do your ironing.
  • Garment steamer. The steam method has been perfected and mass-produced in the form of garment steamers. Simply hang up your clothes and run the steamer over them to release wrinkles.




Tags: clothes   ironing   iron   wrinkles  
Categories: Uncategorized  




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